LOANS
We can arrange any amount,
£3,000 to £100,000
over any term 3 - 25 years,
to suit your budget.
Loans are secured on your home
Diamond Financial Services is a licensed credit broker. Consumer Credit License Number 550081.
Payment Protection
Optional Payment Protection Insurance can give you and your dependants additional peace of mind if the unexpected were to happen. Should you find yourself involuntarily unemployed or off work due to an accident or ill health, payment protection insurance may help ensure that your loan repayments are one less thing to worry about.
Even if your employer still pays you while you are unable to work you may normally still be eligible to claim on the payment protection insurance, leaving your income free to cover other expenses during what will be, undoubtedly, a very difficult time. Please bear in mind that your employer may reduce your pay after a prolonged period of absence. You may also find that any usual overtime, commissions or bonuses are not paid.
What would I be covered for?
This will be dependent upon the cover you choose and the provider you chose to take it from. Ocean Finance & Mortgages Limited do not provide any advice on any insurance products, however we can introduce you to a company that specialises in providing some types of insurance. They will be able to explain things more fully to you and be able to assess your needs and requirements, recommending any product they deem to be suitable for you if appropriate. If you do accept an offer from any company that Ocean introduces you to, we may receive a commission payment from them. Please remember, there are many insurance providers available so we suggest you explore your options before committing to any particular product or provider. Alternative providers and other forms of protection product can be found on the FSA’s website at moneymadeclear.fsa.gov.uk
What cover is available?
This will be dependent upon your circumstances and the provider you chose to take cover from. Ocean Finance & Mortgages Limited do not provide any advice on any insurance products, however we can introduce you to a company that specialises in providing some types of insurance. They will be able to explain things more fully to you and be able to assess your needs and requirements, recommending any product they deem to be suitable for you if appropriate. If you do accept an offer from any company that Ocean introduces you to, we may receive a commission payment from them. Please remember, there are many insurance providers available so we suggest you explore your options before committing to any particular product or provider. Alternative providers and other forms of protection product can be found on the FSA’s website at moneymadeclear.fsa.gov.uk
Am I eligible to take out optional payment protection?
This will be dependent upon your circumstances and the provider you chose to take cover from. Ocean Finance & Mortgages Limited do not provide any advice on any insurance products, however we can introduce you to a company that specialises in providing some types of insurance. They will be able to explain things more fully to you and be able to assess your needs and requirements, recommending any product they deem to be suitable for you if appropriate. If you do accept an offer from any company that Ocean introduces you to, we may receive a commission payment from them. Please remember, there are many insurance providers available so we suggest you explore your options before committing to any particular product or provider. Alternative providers and other forms of protection product can be found on the FSA’s website at moneymadeclear.fsa.gov.uk
What is not covered under the payment protection plan?
This will be dependent upon the cover you choose and the provider you chose to take it from. Ocean Finance & Mortgages Limited do not provide any advice on any insurance products, however we can introduce you to a company that specialises in providing some types of insurance. They will be able to explain things more fully to you and be able to assess your needs and requirements, recommending any product they deem to be suitable for you if appropriate. If you do accept an offer from any company that Ocean introduces you to, we may receive a commission payment from them. Please remember, there are many insurance providers available so we suggest you explore your options before committing to any particular product or provider. Alternative providers and other forms of protection product can be found on the FSA’s website at moneymadeclear.fsa.gov.uk
I am self employed can I still take out payment protection insurance?
This will be dependent upon your circumstances and the provider you chose to take cover from. Ocean Finance & Mortgages Limited do not provide any advice on any insurance products, however we can introduce you to a company that specialises in providing some types of insurance. They will be able to explain things more fully to you and be able to assess your needs and requirements, recommending any product they deem to be suitable for you if appropriate. If you do accept an offer from any company that Ocean introduces you to, we may receive a commission payment from them. Please remember, there are many insurance providers available so we suggest you explore your options before committing to any particular product or provider. Alternative providers and other forms of protection product can be found on the FSA’s website at moneymadeclear.fsa.gov.uk
How much will the protection cost?
This will be dependent upon your circumstances and the provider you chose to take cover from. Ocean Finance & Mortgages Limited do not provide any advice on any insurance products, however we can introduce you to a company that specialises in providing some types of insurance. They will be able to explain things more fully to you and be able to assess your needs and requirements, recommending any product they deem to be suitable for you if appropriate. If you do accept an offer from any company that Ocean introduces you to, we may receive a commission payment from them. Please remember, there are many insurance providers available so we suggest you explore your options before committing to any particular product or provider. Alternative providers and other forms of protection product can be found on the FSA’s website at moneymadeclear.fsa.gov.uk
How do I apply for payment protection insurance?
Once your loan completes, we will pass details on to you for you to be able to contact our introduced company. Please remember, there are many insurance providers available so we suggest you explore your options before committing to any particular product or provider. Alternative providers and other forms of protection product can be found on the FSA’s website at moneymadeclear.fsa.gov.uk
PLEASE NOTE THAT THIS IS INTENDED AS A GUIDE ONLY. TERMS AND CONDITIONS OF THE INSURANCE DO VARY FROM PRODUCT TO PRODUCT AND PROVIDER TO PROVIDER. FULL DETAILS OF THE PROTECTION WILL BE SENT TO YOU FROM YOUR CHOSEN PROVIDER.
Ocean Finance and Mortgages Limited are authorised and regulated by the Financial Services Authority. Our FSA register number is 310136 Our permitted business is advising on and arranging mortgages and arranging general insurance contracts.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Loans Secured on Your Home
Remortgages | Buy To Let Remortgages | Right To Buy Mortgages
Pacific House, Relay Point, Tamworth, Staffordshire, B77 5BR
Diamond Financial Services is a trading style Ocean Finance & Mortgages Limited
DF7296-04-09-02-09